415 Ridgeway Street, St. Joseph, MI 49085 (MLS# 26052541)

415 Ridgeway Street, St. Joseph, MI 49085

$650,000

Generous Kitchen Cabinetry with updated appliances

Entrance and pass thru from Kitchen to Dining Room

Open floorplan with sightlines for entertaining

Dining room with original wood floors and generous natural light

Abundant living room with built-in book shelves,and inviting fireplace

Beautiful bay window allows for so much natural light

Updated main floor full bath with walk-in tiled shower

Entry with original wood floors and grand archways

Bedroom 1 Upper Level, original wood floors, abundant storage, so much character

Bedroom 2 Upper Level, original wood floors, plentiful natural light

Bedroom 3, Upper Level, original wood floors, Dutch door is so unique

Upper level full bath, easily accessible for shared bedrooms

Aerial View Home Front with mature vegetation including Apple Tree

Aerial View Home Rear with spacious deck and trees for privacy

Aerial View South with SJ Pier and Lighthouse

Plat map showing close proximity to Lake Michigan

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,781 Lot Size (sq. ft.): 10,681 Status: Active Backup

Current Price: $650,000 List Date: 10/02/2026 Last Modified: 10/30/2026

Overview

Description

Lake Life opportunities like this don't come around very often. Nestled in a prime Lake Michigan neighborhood on a charming brick road, this 4 bed 3.5 bath Cape Cod-style home is bursting with potential. Whether you're looking to do your very own renovation or a brand-new custom dream home, this double-lot is ready and subdividable. Walkable to downtown shops and restaurants or two sandy beaches, Tiscornia Park & Jean Klock Park, the historic St. Joseph Pier & Lighthouse as well as the award-winning Harbor Shores Golf Course. Boaters will love being a block from the West Basin Marina & beautiful SJ River Yacht Club. Spend your summers on the lake and cozy up around the indoor fireplace all winter long. Bring your vision & your imagination--this is the one you've been waiting for.

Listing Details MLS# 26052541

Location Property Info

County: Berrien
Street #: 415
Street Name: Ridgeway
Suffix: Street
State: MI
Zip Code: 49085

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Acres: 0.25
Lot Square Footage: 10681
Lot Dimensions: 100 x 107
Year Built: 1930
Road Frontage: 100
Garage Y/N: Yes
Garage Spaces: Yes
Fireplace: Yes
Total Fireplaces: 2
Income Property: No
Total Rooms AG: 12
Total Fin SqFt All Levels: 2781
SqFt Above Grade: 2781
Below Grade Unfinished SqFt: 816
Building Total SqFt: 3597
Total Beds Above Grade: 4
Total Bedrooms: 4
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Main Level Primary: Yes
Stories: 2
School District: St. Joseph
Association YN: No
Waterfront: No
Body of Water: Lake Michigan
Statewide Lakes & Rivers: Lake Michigan

Tax Info

Tax ID #: 11-76-1900-0110-00-1
Taxable Value: 226036
SEV: 457000
For Tax Year: 2026
Seller's Annual Property Tax: 8836
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: none aware currently

Waterfront Options

Water Access Y/N: Yes

Access Feat

Accessibility Features: No

More Information

Upper Rooms

Upper Bedrooms: 3
Upper Full Baths: Yes
Upper Level Square Feet: 613
Total Baths Above Grade: 4

Main Rooms

Main Bedrooms: Yes
Main Full Baths: 2
Main Half Baths: Yes
Main Level SQFT: 2168

Property Features

Water Type: Lake Laundry Features: Laundry Room; Main Level Exterior Material: Aluminum Siding Roofing: Composition Windows: Bay/Bow Substructure: Crawl Space; Partial Sewer: Public Sewer Water: Public Util Avail at Street: Cable Available; Natural Gas Available Fireplace: Family Room; Living Room Additional Items: Ceiling Fan(s); Hot Tub Spa Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Heat Source: Natural Gas; Other Heat Type: Forced Air; Mini-Split; Other Air Conditioning: Mini-Split; Window Unit(s) Fencing: Fenced Back; Full Flooring: Carpet; Tile; Wood Patio and Porch Features: Deck Landscape: Fruit Trees Parking Features: Attached Architectural Style: Cape Cod Driveway: Concrete Street Type: Paved; Public Mineral Rights: Unknown Terms Available: Cash; Conventional Possession: Close Of Escrow Sale Conditions: None

Room Information

Room Name	Length	Width	Level	Remarks
Kitchen	13.00	10.00	Main
Living Room	13.00	23.00	Main
Dining Room	13.00	12.00	Main
Laundry	7.00	8.00	Main
Family Room	20.00	13.00	Main
Other	10.00	10.00	Main	Breakfast Nook
Bathroom 1	10.00	6.00	Main
Den	13.00	10.00	Main
Primary Bedroom	17.00	13.00	Main
Primary Bathroom	12.00	12.00	Main
Other	17.00	19.00	Main	Sun Room
Bedroom 2	10.00	8.00	Upper
Bedroom 3	13.00	11.00	Upper
Bedroom 4	13.00	21.00	Upper
Bathroom 2	7.00	4.00	Upper

Listing Office: @properties Christie's International R.E.

Listing Agent: Cindy R Adent

Last Updated: October - 30 - 2026

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